CopayGo

Simpler coverage. Real savings.

A smarter, copay-only health plan that helps employees make better care decisions — and helps your business control costs.

What sets CopayGo apart

CopayGo is Highmark's Alternative Health Plan (AHP), built with a data-driven, value-based design that guides employees to high-quality, cost-effective care.

Smarter tiering, better care choices

CopayGo features two clear in-network tiers — Enhanced and Standard — based on:

• Quality – Providers consistently deliver care that follows clinical guidelines and achieves excellent outcomes.
• Appropriateness – Decisions are grounded in evidence-based care, reducing low-value treatments.
• Cost efficiency – The total cost of care is managed without sacrificing value.

While many competitors use three or more tiers, CopayGo simplifies the experience to help employees feel more confident and in control of their care. 

Easier care for everyday life

With CopayGo, employees get straightforward, everyday usability — all backed by Highmark's trusted network and digital tools.

How CopayGo works

CopayGo makes it easy to get care and know what it will cost — in just three simple steps.

1. Sign in to My Highmark
   Employees can search for the care they need and find in-network providers anytime, anywhere.
2. Compare costs and providers
   Tier and copay amounts are clearly shown, helping employees understand both value and cost.
3. Get care, pay your copay, and go
   There's no deductible or coinsurance. Just clear, upfront costs at the time of the visit.

Why CopayGo works

By guiding employees to better care decisions and reducing unnecessary costs, CopayGo delivers up to 5% savings compared to traditional PPO plans.*

_{* According to the Blue Cross Blue Shield Association}