Lost your health insurance? Highmark Blue Cross Blue Shield of Western New York (Highmark BCBSWNY) can help.
Outside of the annual Open Enrollment Period that starts November 1, an SEP is your only other opportunity to enroll in a new individual or family plan in any given year.
Under Affordable Care Act (ACA) guidelines, experiencing a major life event — like an addition to your family, a move to a new ZIP code, or job loss — could qualify you for a Special Enrollment Period (SEP).
All ACA plans cover preexisting conditions, plus the 10 Essential Health Benefits:
The Affordable Care Act (ACA) — sometimes called Obamacare — is the health care reform law that makes health plans available to you when you're not covered by your employer or by federal programs such as Medicaid.
There are two ways to buy Affordable Care Act (ACA) plans, also known as Obamacare.
You can buy Highmark plans through an online marketplace, also known as the federal or state Exchange. If you’re eligible for financial help, these plans can lower your monthly and out-of-pocket costs.
You can also buy health insurance plans directly from Highmark. These plans don’t offer financial help, but you’ll find additional plan options here. *
We’re happy to help. Give a Highmark BCBSWNY representative a call.
*Apply in 5 steps for your new 2023 individual/family Affordable Care Act (ACA) health plan with this application.
